RealInvest icon

RealInvest -----

Banking & stocks for Paper 1.21 (Vault required). Create IBAN accounts, transfer funds, and trade dy



RealInvest – Banking & Stock Market for Paper 1.21

RealInvest brings a full-featured banking system with unique IBAN accounts and a dynamic stock market to your Minecraft server. Built for Paper 1.21 and Vault, it lets players create bank accounts, deposit/withdraw money, transfer funds, and trade stocks with prices that change based on the issuer’s real‑time wealth.

✨ Features

Banking System
  • Create personal bank accounts with a unique IBAN (e.g., RI123456789012)
  • Deposit and withdraw money directly from your Vault economy balance
  • Transfer funds between IBANs (configurable fee)
  • Authorize other players with VIEW or MANAGE permissions on your accounts
  • List all your accounts and check balances
  • Fully YAML‑based data storage (bankdata.yml)

Stock Market
  • Players can create their own stocks with a ticker (e.g., AAPL, RIOT)
  • Set total shares and initial price (price limits configurable)
  • Buy shares from the issuer (money goes to issuer’s pocket)
  • Sell shares back to the issuer (issuer must have enough funds)
  • Dynamic pricing – stock price = base price × (current issuer wealth / reference wealth)
  • Price drivers: can use bank balance only or bank + pocket money
  • Automatic price updates every X minutes (configurable)

Integrations
  • Vault – required for economy handling
  • PlaceholderAPI – dozens of placeholders for bank balances, IBANs, top rankings, stock prices, and share amounts

️ Commands & Permissions
Detailed permission nodes for fine‑grained control (see plugin.yml). Defaults give most players access to basic commands; ops get management rights.

Configurable Messages (New)
  • All player-facing messages are now stored in messages.yml – you can edit colors, wording, and even create translations without touching the code.
  • A custom prefix can be set in config.yml (default &6[RealInvest] &r), making it easy to change the plugin’s chat tag.

Commands

/bank
Code (Text):

/bank create                     – create a new account (cost configurable)
/bank list [player]              – list your accounts (or another’s with permission)
/bank balance [iban]             – show balance of an account
/bank deposit <iban> <amount>    – deposit from your pocket into the account
/bank withdraw <iban> <amount>   – withdraw from account to your pocket
/bank transfer <toIban> <amount> [fromIban] – transfer between accounts
/bank adduser <iban> <player> <view/manage> – grant access
/bank removeuser <iban> <player> – revoke access
 
/stock
Code (Text):

/stock create <ticker> <totalShares> <price> – create a new stock
/stock buy <ticker> <amount>                – buy shares at current price
/stock sell <ticker> <amount>               – sell shares at current price
/stock info <ticker>                        – view stock details and real-time price
/stock portfolio [player]                   – view your (or another’s) holdings
 
PlaceholderAPI Expansion

Identifier: realinvest

Placeholder Description
%realinvest_bank_balance% Total sum of all your bank accounts (comma‑formatted)
%realinvest_bank_balance_plain% Same as above but with plain decimal (no commas)
%realinvest_bank_balance_<IBAN>% Balance of a specific IBAN
%realinvest_bank_balance_<IBAN>_plain% Same as above, plain format
%realinvest_bank_iban% IBAN of your first account
%realinvest_top_bank_<rank>_name% Player name at that rank (by total bank balance)
%realinvest_top_bank_<rank>_balance% Bank balance at that rank
%realinvest_top_bank_<rank>_balance_plain% Plain format balance at that rank
%realinvest_stock_shares_<ticker>% Number of shares you own of a stock
%realinvest_stock_price_<ticker>% Current price of a stock (comma‑formatted)
%realinvest_stock_price_<ticker>_plain% Current price (plain decimal)


⚙️ Configuration (config.yml)

Code (Text):

prefix: "&6[RealInvest] &r"   # custom chat prefix

bank:
  creation-cost: 1000.0
  max-accounts-per-player: 3
  iban-prefix: "RI"
  transfer-fee: 0.0

stock:
  creation-cost: 5000.0
  max-stocks-per-player: 5
  minimum-price: 1.0
  maximum-price: 1000000.0
  price-driver: "bank"          # "bank" or "total" (bank + pocket)
  update-interval-minutes: 1
 
All message texts are in messages.yml – edit colors and wording freely.

Permissions (excerpt)

Permission Default Description
realinvest.bank.create true Create bank accounts
realinvest.bank.use true Use basic bank commands
realinvest.bank.transfer true Transfer funds
realinvest.bank.manage op Add/remove authorized users
realinvest.bank.viewothers op View other players’ accounts
realinvest.stock.create true Create a stock
realinvest.stock.buy true Buy shares
realinvest.stock.sell true Sell shares
realinvest.stock.portfolio true View portfolios
realinvest.stock.viewothers op View others’ portfolios
realinvest.update.notify op Receive update notifications


Dependencies

  • Required: Vault with an economy plugin (e.g., EssentialsX, CMI, etc.)
  • Optional: PlaceholderAPI – for placeholders

Beta Status

RealInvest is currently in early beta. The code has been tested only in basic scenarios. You may encounter:
  • Data loss or corruption (always make backups!)
  • Performance issues with many stocks/accounts
  • Unexpected price calculations
  • Missing features or incomplete commands
Please report bugs on the issue tracker (if available). Use on production servers at your own risk.


RealInvest – bring real‑world investing and banking to your Minecraft world. Create a thriving economy with IBAN accounts, dynamic stock prices, and full integration with Vault & PlaceholderAPI.
Resource Information
Author:
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Total Downloads: 9
First Release: May 3, 2026
Last Update: May 3, 2026
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